I too have lost my horse (white) due to an ambush by many bandits that gang up on me and killed me. Once I got back in game I also received this brown horse Tennessee. I looked at the map and that horse was the only horse that had the white saddle icon. I went to the stables to check and i even went to camp where I can receive any of my horses but the best horse that I used is gone. What happened ? Any clue? Maybe the bandits took it and switch off with there’s ?